Current Rates
More than a 504.
5.85%
Equipment
10-Year Fixed
6.20%
Real Estate
20-Year Fixed
6.18%
Real Estate
25-Year Fixed
Historical
Rate Chart
Get Started
Programs
SBA 504 Loans
Own property with 10% down
SBA 504 Refinance
Lower payments, access your equity
VetLoan Advantage
Enhanced benefits for veterans
Company
About Us
Current Borrowers
Newsroom
Officers
Resources
Contact Us
Frequently Asked Questions
Schedule a Consultation
Newsroom
Other Loans & Services
Client Resources
Contact Us
Get Started
2026
8
Aug
6.46%
6.50%
2026
7
Jul
6.39%
6.40%
6.17%
2026
6
Jun
6.34%
6.35%
5.85%
2026
5
May
6.20
6.18
5.85
2026
4
Apr
6.17
6.17
2026
3
Mar
5.968
5.949
5.577
2026
2
Feb
6.049
6.030
2026
1
Jan
6.099
6.080
5.640
504 Newsroom
BLOGS
Featured Article
August 10, 2026
August 504 Funding Rates
The new SBA 504 funding rates have been posted for August 2026.
Read More
Latest articles
July 28, 2026
SBA 504 Success Story and Grant Opportunities
Read More
July 13, 2026
July 504 Funding Rates
Read More
June 23, 2026
SBA 504 Loans in Connecticut: Rates, Requirements, and How to Apply
Read More
June 23, 2026
How to Buy Commercial Real Estate in Massachusetts with an SBA 504 Loan
Read More
June 15, 2026
June 504 Funding Rates
Read More
May 12, 2026
Free Small Business Learning Series Launches in Massachusetts: What Business Owners Need to Know in 2026
Read More
May 12, 2026
SBA 504 Loan Program Explained: How Small Businesses Can Buy Commercial Real Estate With Just 10% Down
Read More
May 12, 2026
How a Lexington Caterer Used the SBA 504 Loan Program to Buy His Building After 25 Years in Business
Read More
May 11, 2026
May 504 Funding Rates
Read More
April 13, 2026
April 504 Funding Rates
Read More
March 18, 2026
When Does It Make Sense to Buy Commercial Property in New England?
Read More
March 18, 2026
What Can You Finance with an SBA 504 Loan? A Complete Guide for New England Businesses
Read More
March 18, 2026
How to Buy Commercial Real Estate in New England with Just 10% Down
Read More
March 18, 2026
SBA 504 Loans for Veterans: Benefits, Priority Processing, and How to Qualify
Read More
March 9, 2026
March 504 Funding Rates
Read More
February 24, 2026
New SBA Citizenship Requirements: What Bankers and Borrowers Need to Know
Read More
February 18, 2026
What is my rate on an SBA 504 loan?
Read More
February 9, 2026
February 504 Funding Rates
Read More
January 16, 2026
SBA 504 Loan Appraisal Requirements: What New England Business Owners Need to Know
Read More
January 12, 2026
January 504 Funding Rates
Read More
December 29, 2025
SBA 504 Rates Reach 12-Month Low
Read More
December 29, 2025
House Considering Change to Extra 5% Down Payment on Special Purpose Properties
Read More
December 29, 2025
What It Means for New England Businesses
Read More
December 15, 2025
December 504 Funding Rates
Read More
November 10, 2025
November 504 Rates & Updates Regarding Government Shutdown
Read More
October 20, 2025
Which Is Better for Your New Building?
Read More
October 20, 2025
How to Lower Your Commercial Mortgage Costs
Read More
October 20, 2025
Securing Fixed-Rate Financing in a Volatile Market
Read More
October 20, 2025
When to Refinance Your Commercial Property with an SBA 504 Loan
Read More
October 20, 2025
Do You Qualify for 90% Commercial Real Estate Financing?
Read More
October 13, 2025
SBA 504 vs. 7A Loans: Which is Right for Your Commercial Real Estate Purchase?
Read More
October 13, 2025
Foreign Ownership and SBA 504 Loans: Understanding the Latest Requirements
Read More
October 13, 2025
Environmental Review Changes for SBA 504 Loans: Streamlining the Process
Read More