The real estate 504 rates increased this month. The 25-year and 20-year real estate rates both increased by 27 bps from the month prior. The 10-year equipment rate increased by 41 bps from July, as it adjusts every two months.
Rates will be 0.20% lower for the following NAICS Codes, if approved on or after 10/1/26:
· Manufacturers (NAICS 31, 32, 33)
· Food Supply Chain (NAICS 1111, 1112, 1113, 1121-1125, 1129,1141, 1151, 1152, 423830, 4244, 4245, 424910, 445110, 484220*, 484230*, 493120,493130)
· Businesses located in a Rural Area
*Limited to refrigerated andfrozen trucking, farm products, grain products, and livestock.
Recent SBA 504 Deals from CDC New England
SBA 504 Term Loans:
· Long-term loans for purchasing land and buildings, new construction, renovation, and leasehold improvements, machinery & equipment
· Lowest cost; low rate fixed for 10, 20, or 25 years
· Down payment financing, if needed
· Bridge financing available
*Note Rate 5.465 + 1.309 servicing spread (25 years)
*Note Rate 5.416 + 1.309 servicing spread (20 years)
*Note Rate 5.268 + 1.309 servicing spread (10 years)
*For Loans Approved Between 10/01/25 - 9/30/26
Contact CDC New England for more information regarding SBA 504 financing.
