Historical Rates
SBA 504 Historical Interest Rates
Key Insights
Frequently Asked Questions
A three-part financing structure: your bank provides 50%, New England Certified provides 40%, and you contribute 10% down payment to purchase owner-occupied commercial real estate and equipment.e faq...
We're New England's only Premier Certified SBA 504 lender with unilateral approval authority for faster closings. We can also provide your down payment financing through our affiliate BDC Capital.
For-profit businesses in New England with under $20 million net worth and under $6.5 million average annual profit. Must occupy at least 51% of the property being financed.
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Investment properties, speculative real estate, working capital, equipment under 10-year useful life, and businesses outside New England.
- Only 10% down payment required
- Below-market rates fixed for 10-25 years
- No prepayment penalties
- Personal guarantee released after 2 years
- Preserves working capital for business operations
- Real Estate: Purchase, construction, major renovations of owner-occupied properties (51%+ occupancy)
- Equipment: Manufacturing machinery and equipment with 10+ year useful life
- Refinancing: Existing eligible debt on qualifying properties
Passive real estate investors, non-profits, gambling businesses, lending institutions, businesses in default on federal loans, and those behind on taxes without approved repayment plans.
A three-part financing structure: your bank provides 50%, CDC New England provides 40%, and you contribute 10% down payment to purchase owner-occupied commercial real estate and equipment.e faq...
We're New England's only Premier Certified SBA 504 lender with unilateral approval authority for faster closings. We can also provide your down payment financing through our affiliate BDC Capital.
For-profit businesses in New England with under $20 million net worth and under $6.5 million average annual profit. Must occupy at least 51% of the property being financed.
Example faq...
Investment properties, speculative real estate, working capital, equipment under 10-year useful life, and businesses outside New England.
- Only 10% down payment required
- Below-market rates fixed for 10-25 years
- No prepayment penalties
- Personal guarantee released after 2 years
- Preserves working capital for business operations
- Real Estate: Purchase, construction, major renovations of owner-occupied properties (51%+ occupancy)
- Equipment: Manufacturing machinery and equipment with 10+ year useful life
- Refinancing: Existing eligible debt on qualifying properties
Passive real estate investors, non-profits, gambling businesses, lending institutions, businesses in default on federal loans, and those behind on taxes without approved repayment plans.
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(781) 928-1100
500 Edgewater Drive
Suite 555
Wakefield, MA 01880
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