April 504 Funding Rates

The real estate 504 rates increased this month. The 25-year and 20-year real estate rates increased by 22bps and 20 bps, respectively, from the month prior. The 10-year equipment rate remained as-is from March, as it adjusts every two months.

Rates will be 0.21% lower for manufacturers  (NAICS 31, 32, 33) if approved in the fiscal year 2026.  

Recent SBA 504 Deals from CDC New England

SBA 504 Term Loans:

 

·    Long-term loans for purchasing land and buildings, new construction, renovation, and leasehold improvements, machinery & equipment

·    Lowest cost; low rate fixed for 10, 20, or 25 years

·    Down payment financing, if needed

·    Bridge financing available

 

*Note Rate 4.862 + 1.309 servicing spread (25 years)

*Note Rate 4.861 + 1.309 servicing spread (20 years)

*Note Rate 4.268 + 1.309 servicing spread (10 years)

*For Loans Approved Between 10/01/25 - 9/30/26

Contact CDC New England for more information regarding SBA 504 financing.