Rates will be 0.21% lower for manufacturers (NAICS 31, 32, 33) if approved in the fiscal year 2026.
The new SBA 504 Program Fees have been released for FY 2026. Any loans approved on or after 10/1/2025 will use a servicing fee of 0.209%. The new servicing spread will be 1.309%, a decrease of 0.122% from FY 2025.
The real estate 504 rates decreased this month. The 25-year and 20-year real estate rates decreased by 8bps from the month prior. The 10-year equipment rate decreased by 6bps from January, as it adjusts every two months.
Recent SBA 504 Deals from CDC New England
Borrower Success Story: Neillio's at Lexington
With the help of CDC New England and Leader Bank, Neillio's Gourmet Kitchen & Catering now owns the location that they have operated out of for the past two decades. Congratulations to Kevin! It was a pleasure to work with him on this 504 project!
SBA 504 Term Loans:
· Long-term loans for purchasing land and buildings, new construction, renovation, and leasehold improvements, machinery & equipment
· Lowest cost; low rate fixed for 10, 20, or 25 years
· Down payment financing, if needed
· Bridge financing available
*Note Rate 4.640 + 1.309 servicing spread (25 years)
*Note Rate 4.659 + 1.309 servicing spread (20 years)
*Note Rate 4.268 + 1.309 servicing spread (10 years)
*For Loans Approved Between 10/01/25 - 9/30/26
Contact CDC New England for more information regarding SBA 504 financing.
