Rates will be 0.21% lower for manufacturers (NAICS 31, 32, 33) if approved in the fiscal year 2026.
The new SBA 504 Program Fees have been released for FY 2026. Any loans approved on or after 10/1/2025 will use a servicing fee of 0.209%. The new servicing spread will be 1.309%, a decrease of 0.122% from FY 2025.
The real estate 504 rates decreased this month. The 25-year and 20-year real estate rates decreased by 4bps from the month prior. The 10-year equipment rate remained as-is from November, as it adjusts every two months.
CDC New England Is Awarded Top 504 Lender in CT
We are delighted to announce that, due to the unwavering support of our banking partners, we have once again achieved the distinction of becoming the #1 SBA 504 lender in Connecticut for Fiscal Year 2025. Our heartfelt gratitude goes out to all the small businesses and banks we have collaborated with over the past year. Congratulations to all the winners, and here's to continued success for everyone in 2026!
Click here to read more.
Recent SBA 504 Deals from CDC New England
SBA 504 Term Loans:
· Long-term loans for purchasing land and buildings, new construction, renovation, and leasehold improvements, machinery & equipment
· Lowest cost; low rate fixed for 10, 20, or 25 years
· Down payment financing, if needed
· Bridge financing available
*Note Rate 4.741 + 1.309 servicing spread (25 years)
*Note Rate 4.760 + 1.309 servicing spread (20 years)
*Note Rate 4.310 + 1.309 servicing spread (10 years)
*For Loans Approved Between 10/01/25 - 9/30/26
Contact CDC New England for more information regarding SBA 504 financing.
