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Small Business SBA 504 Loans in New England
Your New England Partner for Below-Market Commercial Real Estate Financing
Reduced Processing Fees
Save thousands with 1.0% processing fee vs. standard 1.5%.
Save thousands with 1.0% processing fee vs. standard 1.5%.
We Pay Half Your Lender Fees
Up to $3,000 credit toward third-party lender costs.
Up to $3,000 credit toward third-party lender costs.
Extended to Military Spouses
Benefits available to veteran-owned AND spouse-owned businesses.
Benefits available to veteran-owned AND spouse-owned businesses.
Request an SBA 504 Loan Today.
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Why New England Businesses Choose SBA 504 Financing
Growing businesses use SBA 504 loans to purchase the commercial real estate that powers their operations. Whether you're a manufacturer needing a production facility, a restaurant buying your location, or a professional service firm acquiring office space, SBA 504 financing makes property ownership accessible.
Start My SBA 504 LoanHow it Works:
Your Bank provides 50% as a first mortgage
New England Certified provides 40% as an SBA-backed debenture
You contribute just 10% down payment
Perfect For:
Manufacturing and production facilities
Healthcare and medical practices
Restaurants and hospitality businesses
Professional services and office buildings
Retail stores and mixed-use properties
Our Advantages
Why Choose CDC New England in England?
Premier Certified Status
We're the only SBA 504 lender in New England with unilateral approval authority – meaning faster closings for [CITY] businesses.
Local Market Knowledge
Our team understands [CITY]'s commercial real estate market and can guide you through the entire process.
Complete Financing Solutions
Beyond SBA 504, we offer down payment assistance and other financing through our affiliate BDC Capital.
Everything New England Certified Provides in New England
Property & Equipment
SBA 504
Loans
Loans
Finance commercial real estate purchases, new construction, renovations, and long-term equipment with up to 90% financing and fixed rates for 25 years.
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Debt Optimization
SBA 504 Refinance Program
Refinance existing debt with options for cash-out, property improvements, expansion, or equipment purchases.
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Veteran Business Support
VetLoan Advantage Program
Special financing terms and fee reductions for veteran and spouse-owned businesses, supporting your path to commercial property ownership.
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Schedule a Consultation Today
Ready to grow your business with expert financing?
72 Years in business since 1953 — $2.3 Billion+ invested in New England businesses — 8,300+ businesses financed across the region — 4.8 Stars. The numbers speak for themselves.
504 Loans for Growing Businesses